We Work for YOU — Not the Insurance Company
Property damage is stressful. The claims process shouldn’t be.
Our licensed Public Adjusters handle everything so you don’t have to.
Florida Public Adjusters
Claim Review
No Recovery, No Fee
We Handle The Insurance Company For You!
Why Choose Us?
What sets us apart:
- We represent YOU, not the insurance company
- Free, no-obligation inspections
- No recovery, no fee
- Detailed damage assessments
- Experienced claim negotiation
- Clear communication from start to finish
- Personalized service for every client
When your property is damaged, you need more than just paperwork—you need an advocate.
We are licensed Florida Public Adjusters dedicated to protecting policyholders and maximizing insurance claim settlements. Unlike insurance adjusters who work for the carrier, we work only for you.
From the moment you contact us, our team handles every step of the process—so you can focus on getting your life back to normal.
Insurance claims can be confusing and stressful. Our job is to simplify the process and fight for the compensation you deserve.
Types of Claims We Handle
We represent property owners in a wide range of residential and commercial insurance claims. No matter the cause of loss, we work to ensure your damages are properly documented and fully compensated.
Hurricane & Storm Damage
Water Damage & Pipe Leaks
Roof Damage & Roof Leaks
Fire & Smoke Damage
Mold Damage
Wind Damage
Flood Damage
Vandalism & Theft
Collapse Claims
Business Interruption/Loss of Income
Commercial Property Damage
Denied or Unpaid Claim
Whether your claim is brand new or has already been filed, we can step in at any stage to help protect your interests.
Our Process
File the Claim
We review your policy and handle filing the claim correctly from the start. If a claim has already been filed, we can take over and manage it on your behalf.
01.
Inspection
Our team performs a thorough inspection of your property to identify and document all damages. We prepare detailed reports and estimates to support your claim.
02.
Negotiation
We communicate directly with the insurance company and negotiate for a fair and accurate settlement. Our goal is to maximize your recovery under the terms of your policy.
03.
From start to finish, we handle the hard work so you don’t have to.
About Jenna Rhyne
Jenna Rhyne has been serving as a licensed Public Adjuster since 2021, helping property owners navigate the often complex and overwhelming insurance claims process. With a strong background in claims support and client advocacy, Jenna brings both experience and compassion to every case she handles.
A Pensacola native, Jenna earned her bachelor’s degree in public relations from the University of West Florida. Her educational background, combined with years of hands-on experience in the insurance and property claims field, allows her to communicate effectively with insurance carriers while keeping her clients informed and confident every step of the way.
Jenna is deeply committed to ensuring policyholders receive fair and accurate claim settlements. She works diligently to evaluate damages, prepare thorough documentation, and advocate for maximum compensation under the policy. Her attention to detail and dedication to her clients make her a strong ally during what can often be a stressful and unfamiliar process.
At the heart of Jenna’s work is a genuine desire to help homeowners recover, rebuild, and move forward with peace of mind—knowing their claim is being handled with integrity, persistence, and care.
Frequently Asked Questions
What is a Public Adjuster?
A licensed professional who represents you—the policyholder—in an insurance claim. We work for you, not the insurance company.
How much does it cost to hire you?
Nothing upfront. We only get paid if you get paid.
Do you offer free inspections?
Yes. Our initial inspection is completely free and without obligation.
When should I call a Public Adjuster?
As soon as damage happens—or anytime your claim is delayed, denied, or underpaid.
Can you help if I already filed a claim?
Yes. We can step in at any stage to take over, supplement, or improve the outcome of your claim.
Will you deal with the insurance company for me?
Yes. Once hired, we handle all communication and negotiations on your behalf.
What types of claims do you handle?
Water damage, hurricanes, roof leaks, fire and smoke, mold, vandalism, flood, and business income claims.
What if my claim was denied?
A denial is not always final. We can review your claim and help appeal or reopen it.
What if the insurance company already paid me?
If you feel the payment was too low, we can pursue additional compensation through a supplement.
How long does the process take?
Every claim is different, but we work to move claims forward as quickly as possible.
Do I have to pay anything upfront?
No. There are never any upfront fees or out-of-pocket costs.
Can you help with commercial claims too?
Yes. We assist both residential and commercial property owners.
Do you meet the insurance adjuster at my property?
Yes. We attend inspections and meetings to represent your interests.
What areas do you serve?
We serve property owners throughout Florida.
Contact Us
Request a Free Claim Review
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By submitting this form, you authorize us to contact you regarding your property damage claim. There is no cost or obligation for the initial review.